Circle brings USDC, EURC payments to SAP customers through Tereina

Circle has reached an agreement with Tereina to bring its USDC and EURC stablecoins into enterprise payment flows used by SAP customers. Under the integration, businesses running SAP’s financial software will be able to send and receive stablecoins from within their existing applications rather than through a separate payments platform.

USDC will be designated as the preferred stablecoin for transactions denominated in U.S. dollars, while EURC will be offered for euro-denominated payments. Circle and Tereina said they will begin customer testing of the capability in the coming months, with use cases highlighted including cross-border payments and corporate treasury operations.

Tereina provides embeddable payments infrastructure to let companies initiate payments without leaving their business software. The announcement points to SAP’s broad enterprise footprint — saying the SAP ecosystem generates 84% of global commerce — as a factor that could give the integration substantial reach among large corporate users.

The move follows Circle’s recent launch of the Arc mainnet, a layer-1 blockchain focused on stablecoin payments and financial markets. Arc uses USDC to pay transaction fees and supports more than 20 fiat-backed stablecoins, including USDC and EURC, positioning Circle’s broader product set alongside this enterprise integration.